Order Your Brink's Money Prepaid Card Here >. Bankrate.com is an independent, advertising-supported comparison service. There is no minimum balance. Odds of winning depend on the total number of entries received during each applicable entry period. For consumers, the Brink's Money card can be used in stores, restaurants and online, and provides access to cash at ATMs around the world. Keep in mind that if you want access to credit quickly, the Self Credit Builder Account with Secured Visa is not the path you should take. April Account program, Cardholder must consent to and continue receiving communications from us in electronic form. The Brink's Prepaid Mastercard is an opportunity for consumers to gain control of their finances and get paid up to two days faster1with direct deposit of your paychecks or government benefits. 3. Bankrate follows a strict editorial policy, so you can trust that were putting your interests first. Card may be used everywhere Debit Mastercard is accepted. With this combination of expertise and perspectives, we keep close tabs on the credit card industry year-round to: At Bankrate, we focus on the points consumers care about most: rewards, welcome offers and bonuses, APR, and overall customer experience. The maximum allowable savings account balance is $5,000. The Brink's Money Prepaid Mastercard is issued by Republic Bank & Trust Company, Member FDIC, pursuant to a license by Mastercard International Incorporated. Fee waivers and merchant offers have also been available in the past, so be sure to check your account every now and then for valuable opportunities. Answer: I would suggest looking at the back of your card. The maximum balance you can have on Brink's Prepaid Mastercard is $15,000. location, and varies depending on location and amount of cash withdrawn. You do have the card in your possession, correct? To participate in the Savings now = new Date(); Account funds are withdrawn through the Card Account (maximum 6 such transfers per calendar month), Card Account transaction fees could Reduce industry jargon so you get the clearest form of information possible, so you can make the right decision for you. However all credit card information is presented without warranty. *SuperMoney is not responsible for third party products, services, sites, recommendations, endorsements, reviews, etc. Faster funding claim is based on a comparison of our policy of making funds available upon receipt of payment instruction versus the typical banking practice of posting funds at settlement. Why you can trust this review How much does Brinks Prepaid Mastercard cost? $5.95 per month. Take cash to any of the over 130,000 Reload Locations in the Netspend Reload Network to fund your Card.3. Certain products and services may be licensed under U.S. Patent Nos. We value your trust. Login. The Brinks Prepaid MasterCard is for those who might not be able to get a bank account, but want some of the benefits and features of a bank account. * See the online application for details about terms and conditions for these offers. Securing cash and valuables since 1859. There's no interest or late fees because it's not a credit card. Prepaid cards only allow you to spend money already in your account. 7 The Savings Account is made available to Cardholders through Republic Bank & Trust Company; Member FDIC. We follow strict guidelines to ensure that our editorial content is not influenced by advertisers. Getting a Mortgage With a Smaller Down Payment and No PMI. Interest is calculated on the Average Daily Balance(s) of the Netspend is the federally registered U.S. service mark of Netspend Corporation. 9. See the program FAQs and Terms and Conditions in your Online Account Center for additional Please explain your vote by sharing your experience. The Brink's Money Prepaid Mastercard is issued by Republic Bank & Trust Company, Member FDIC, pursuant to a license by Mastercard International Incorporated. 4. Cardholder may enroll in the Monthly Plan to pay a flat fee of $9.95 per month instead of paying a fee for every purchase transaction under the Pay-As-You-Go Card activation and identity verification required before you can use the Card Account. Our editorial team receives no direct compensation from advertisers, and our content is thoroughly fact-checked to ensure accuracy. Brink's Money Paycard - Cardholders. The card comes with a mobile app . 8 Faster funding claim is based on a comparison of our policy of making funds available upon receipt of payment instruction versus the typical editorial policy, so you can trust that our content is honest and accurate. More from our insights library: The True Costs of Manual Cash Management Manual cash management costs businesses time and money. As a standard Mastercard, the Brinks card offers $0 liability for unauthorized purchases and other fraud monitoring services, but its Visa competitors have a slight edge with extra perks like auto rental collision waiver coverage and pay-per-use roadside dispatch. Netspend, a Global Payments company, is a registered agent of Republic Bank & Trust Company. If the Average Daily Balance is more than $1,000.00, the interest rate paid on the portion of the Average Daily Balance which exceeds $1,000.00 will be 0.49% with an APY of 0.50%, and the interest paid on the portion of sponsored products and services, or your clicking on links posted on this website. IMPORTANT INFORMATION FOR OPENING A CARD ACCOUNT: To help the federal government fight the funding of terrorism and money laundering activities, the USA PATRIOT Act requires us to obtain, verify, and record information Brink's (NYSE: BCO) is based in Richmond Virginia, and is a global leader in security-related services for banks, financial institutions, mines, retailers, diamond and jewelry industries, pharmaceuticals, and a variety of other commercial 8 The $10 Purchase Cushion is not an extension of credit; it is a courtesy exercised at our discretion. Use of the Card Account is subject to activation, ID verification, and funds availability. You can see a full range of options, including Automated Clearing House (ACH) Payments and MoneyGram, Visit any of the over 130,000 reload locations in the. money on your Card via Western Union Money Transfer. institution. Other factors, such as our own proprietary website rules and the likelihood of applicants' credit approval also impact how and where products appear on this site. When it comes to rewards cards centered around cash back on everyday purchases, you typically want your points to be worth at least 1 cent apiece for a 1 percent cash return. If you have a professional tax preparer, give them these Fee Early Please contact them directly through their website (https://brinkshome.com) or their toll-free number (800-447-9239). This is a third-party fee and is subject to change. details about how and when you get rewarded. 6,000,608 and 6,189,787. Should You Use a HELOC to Pay Off Credit Card Debt? Reverse Mortgages: When Do They Make Sense? The Brink's Money Prepaid Mastercard combines the security of Brink's with the flexibility and power of Netspend. lending partners' website, they will request your full credit report from one or more consumer reporting agencies, which is considered a hard credit pull and Any opinions, analyses, reviews or recommendations expressed in this article are those of the authors alone, and have not been reviewed, approved or otherwise endorsed by any card issuer. Skip to content. Editorial Disclosure: Opinions expressed here are the author's alone, and have not been reviewed or approved by any advertiser. Calculated based on the U.S. Dollar amount of the purchase transaction or cash withdrawal. The Brink's Money Prepaid Mastercard is issued by Republic Bank & Trust Company, Member FDIC, pursuant to a license by Mastercard International Incorporated. Cash back rewards are credited to your Card Account and are not available in the form SuperMoney strives to provide a wide array of offers for our users, but our offers do not Card use subject to activation and identity verification. Can you run a netspend card as credit? 6,000,608 and 6,189,787. It may be worth looking into another prepaid credit card with a more straightforward redemption option, such as cash back. transfers between Netspend Cardholders; a $4.95 fee applies to each such transfer conducted through a Brink's Customer Service agent. Ends 1/31/22. Approved purchase transactions may create up to a $10.00 negative balance on your Card Account. With Direct Deposit, you don't have to wait in line to cash your check, pay checking cashing fees, or worry about a paper check being lost or stolen. 6,000,608 and 6,189,787. - 10 PM. The Brink's Company (NYSE:BCO) is the global leader in total cash management, route-based secure logistics and payment solutions including cash-in-transit, ATM services, cash management services (including vault outsourcing, money processing and intelligent safe services), and international transportation of valuables. Would you recommend Brink's Prepaid Mastercard to your friends? and Ingo Money, Inc., subject to the First Century Bank and Ingo Money Terms and Conditions, and Privacy Policy. And your money is FDIC Insured by Republic Bank & Trust Certain products and services may be licensed under U.S . No late fees or interest charges because this is not a credit card. Get the app that helps make sure your money keeps up with you! It's convenient and faster than waiting for a paper check in the mail! Other prepaid cards like the Amex Serve Cash Back prepaid card may rake in more rewards and provide lower cost networks. Certain products and services may be licensed under U.S. Patent Nos. 4% of the U.S. Dollar amount of the purchase transaction. LET'S TALK. 2023 Bankrate, LLC. Their use does not signify or suggest the endorsement, Save time don't wait in line to cash your check, Save money don't pay fees to cash your checks, Access to a Savings Account up to a 5.00% APY. Points can be redeemed for cash back in the form of account credits, but you must log in to the Online Account Center or mobile app to see your other reward choices. by SuperMoney users with a score of -47, equating to 2.1 on a 5 point rating scale. 9 Custom Card Fee applies. Your funds on deposit are FDIC insured up to $250,000 through your issuing bank, subject to aggregation of all funds held on deposit. The APYs were accurate as of var now = new Date(); var balanceDate = now.getMonth() + "/01/" + now.getFullYear(); document.write(balanceDate);. Company, Member FDIC, upon card activation and identity verification.1. Mastercard is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated. Our mission is to provide readers with accurate and unbiased information, and we have editorial standards in place to ensure that happens. family And your money is FDIC Insured by Republic Bank & Trust Company, Member FDIC, upon card activation and identity verification. For up-to-date Republic Bank & Trust Company is not affiliated in any way with this optional offer and does not endorse or sponsor this offer. Just a dollar-for-dollar match. and governmental customers. Early availability of funds requires payor's support of direct deposit and is subject to the timing of payor's payment instruction. Cardholder Agreement for details. products and services that empower unbanked consumers with the convenience to be self-banked. In the US, different routing numbers may apply for different types of transactions and accounts. You can also deposit your paycheck or a personal check using the mobile banking app, available for both Apple and Android phones. The Brinks Prepaid Mastercard delivers the same opt-in Payback Points rewards program as other Netspend prepaid cards, but Brinks program is called Brinks Money Payback Points. After three months of on-time payments, plus at least $100 of the CD loan paid back, you can apply for the Self credit card.