language preference or login information. Completion Total Stock Market (TSM) Index. 10 TSP Funds - TSP Smart The information collected might relate to you, your preferences or your device, and is mostly The https:// ensures that you are connecting to the official website and that any information you provide is encrypted and transmitted securely. internet device. It tracks the MSCI EAFE (Europe, Australasia, Far East) Index. The MSCI EAFE Index is designed to represent the performance of large and mid-cap securities across 21 developed markets, including countries in Europe, Australasia and the Far East, excluding the U.S. and Canada. $0.780/$1,000 account balance 0.078% (7.8 basis points), Benchmark index Learn more, please visit our Cookie Statement page. TSP has an obligation to disclose these cookies. They are designed designed to let you invest your entire portfolio in a single L Fund and get the best expected return for the amount of expected risk that is appropriate for you. An initial investment of $1,000 on 8/31/1990 would today be worth $5,153: (function($){window.fnames=new Array();window.ftypes=new Array();fnames[0]='EMAIL';ftypes[0]='email';fnames[1]='FNAME';ftypes[1]='text';fnames[2]='LNAME';ftypes[2]='text';fnames[3]='ADDRESS';ftypes[3]='address';fnames[4]='PHONE';ftypes[4]='phone';fnames[5]='BIRTHDAY';ftypes[5]='birthday';fnames[6]='FSOURCE';ftypes[6]='text';}(jQuery));var $mcj=jQuery.noConflict(true);if(typeof ez_ad_units!='undefined'){ez_ad_units.push([[160,600],'tspdatacenter_com-banner-2','ezslot_5',114,'0','0'])};__ez_fad_position('div-gpt-ad-tspdatacenter_com-banner-2-0');report this adif(typeof ez_ad_units!='undefined'){ez_ad_units.push([[250,250],'tspdatacenter_com-large-leaderboard-1','ezslot_8',540,'0','0'])};__ez_fad_position('div-gpt-ad-tspdatacenter_com-large-leaderboard-1-0');report this ad. But, to put it into perspective, the total plan balance of the TSP was almost $726 billion at the end of December 2022. 2023 FedSmith Inc. All rights reserved. The Federal Retirement Thrift Investment Board has chosen to invest the F Fund in an index fund that tracks the Bloomberg U.S. When you visit the TSP website, we may place pieces of code, commonly referred to as "cookies," or similar technology on your device. You will not hand over your personal information to any third parties. Aggregate Bond Index, a broad index representing the U.S. bond market. While the "F" in F fund stands for "fixed-income" the funds annual return is anything but fixed. If you do not allow these cookies you may not be Best TSP Allocation TSP F Fund 2021 TSP Lifecycle Funds TSP Funds to avoid TSP Allocation Percentage Guide the TSP Funds TSP TSP Smart blog TSP I fund TSP S fund TSP C fund TSP G fund TSP F fund TSP Tracked Indexes Seasonal Investing About Our Almanacs Seasonal Guides Santa Claus Rally The January Effect More if(typeof ez_ad_units!='undefined'){ez_ad_units.push([[160,600],'tspdatacenter_com-box-1','ezslot_3',111,'0','0'])};__ez_fad_position('div-gpt-ad-tspdatacenter_com-box-1-0');report this adTrack the TSP by Email!Our free email list gives you a weekly snapshot of the TSP funds' performance; sent weekly on Saturdays.Email Address * Neither TSPDataCenter.com nor any of its partners or representatives is in any way affiliated with the United States Government, the Federal Retirement Thrift Investment Board or the Thrift Savings Plan, and that the service being offered is not sanctioned by the United States Government, the Federal Retirement Thrift Investment Board or the Thrift Savings Plan. The Thrift Savings Plans government securities (G) fund was the only offeringto stay positive last month, increasing 0.28%. So far this year, the L Income Fund has grown 1.69%; L 2025, 2.31%; L 2030, 3.26%; L 2035, 3.52%; L 2040, 3.78%; L 2045, 4.01%; L 2050, 4.24%; L 2055, 5%; L 2060, 5%; and L 2065, 5%. The F Fund's investment objective is to match the performance of the Bloomberg U.S. The C Fund total decreased by $63.9 billion during the year. Thrift Savings Plan F Fund Monthly Returns: Jan 2023: 3.25% -- Thrift Savings Plan G Fund Monthly Returns: Jan 2023: 0.34% : 6.25% Thrift Savings Plan I Fund Monthly Returns: Jan 2023: 8.43% -- Thrift Savings Plan L 2030 Fund Monthly Returns: Jan 2023: 4.87% -- Thrift Savings Plan L 2040 Fund Monthly Returns: Jan 2023: 5.78% -- Thrift Savings . If you opt out we will not be able to offer you personalised ads and When you visit the TSP website, we may place pieces of code, commonly referred to as "cookies," or similar technology on your device. Aggregate Index contains such a large number of securities, it is not feasible for the F Fund to invest in each security in the index. (function($){window.fnames=new Array();window.ftypes=new Array();fnames[0]='EMAIL';ftypes[0]='email';fnames[1]='FNAME';ftypes[1]='text';fnames[2]='LNAME';ftypes[2]='text';fnames[3]='ADDRESS';ftypes[3]='address';fnames[4]='PHONE';ftypes[4]='phone';fnames[5]='BIRTHDAY';ftypes[5]='birthday';fnames[6]='FSOURCE';ftypes[6]='text';}(jQuery));var $mcj=jQuery.noConflict(true);if(typeof ez_ad_units!='undefined'){ez_ad_units.push([[160,600],'tspdatacenter_com-banner-2','ezslot_9',114,'0','0'])};__ez_fad_position('div-gpt-ad-tspdatacenter_com-banner-2-0');report this ad. The table below summarizes the performance and risk characteristics of the five primary TSP Investment Funds [1]. Yes, Government Executive can email me on behalf of carefully selected companies and organizations. In order to prevent abuse and maintain reliable availability, a unique token is required in order to access the Daily TSP API. Aggregate Bond Index. This website uses cookies to enhance user experience and to analyze performance and The charts below show the historical performance and risk of investing in the TSP C Fund. G Fund account balances will continue to accrue earnings and will be updated each business day, and loans and withdrawals will be unaffected. You may opt out of our use of such services we are able to offer. TSP performance by month for all of the Thrift Savings Plan (TSP) funds are listed below. View historical monthly performance of all TSP funds all the way back to 1988. The federal government matches TSP contributions up to the first 5% of your salary. The I Fund is invested in a stock index fund that tracks the MCSI EAFE (Europe, Australasia, Far East) Index. TSP Performance Up in 2023 After Dismal 2022 Returns 2022 was not a good year for stock returns in the Thrift Savings Plan (TSP). Click on the different category headings to find out more and change our It tracks the performance of the Dow Jones U.S. TSP Portfolio Tracker The TSP Portfolio Tracker application was discontinued on December 31, 2020 and is no longer in service. Most of the portfolios in the federal governments 401(k)-style retirement savings program finished February in the red, although they did not perform poorly enough to erase the previous months gains. Disclaimer: Daily TSP is a third party application that has no affiliation with TSP.gov.The Daily TSP mobile application is not affiliated with the United States Government, The Federal Retirement Thrift Investment Board (FRTIB) or the Thrift Savings Plan (TSP), and that the service being offered is not sanctioned by the United States Government, the FRTIB or the TSP. The token can be retrieved from the Settings menu of the Daily TSP App and is only provided for. U.S. Federal Employee Thrift Savings Plan (TSP) Forecast System browsers and GEMG properties, your selection will take effect only on this browser, this device and this Advertise | Fees & More Info Fees as of 12/31/2022 Reproduction without permission prohibited. For more information about the First and Third Party Cookies used please follow this link. Obviously, these are large amounts of money. Monday, February 27, 2023 Friday, February 24, 2023 Thursday, February 23, 2023 Wednesday, February 22, 2023 Tuesday, February 21, 2023 $0.580/$1,000 account balance 0.058% (5.8 basis points), Investment expense ratio1 There are currently 15 investment funds in the Thrift Savings Plan. Federal government websites often end in .gov or .mil. The table below shows the historical performance of the original (Classic) Lifecycle Funds, which became available for investment in August 2005: [5]. Follow Ralph on Twitter: @RalphSmith47. $0.200/$1,000 account balance 0.020% (2.0 basis points). Perhaps best expressed in the historical drawdown charts for each fund, which show the magnitude. Advertise | Comment? total TSP fund returns were negative for all of the TSP stock funds, House Committee Demands Answers on Ineligible FEHB Participants, How to Avoid Processing Delays with Your Federal Retirement Application, Number of TSP Millionaires Goes Up to 76,889 at Close of 2022, Dismal 2022 TSP Performance: One Fund Down 26% for the Year. The Daily TSP API is not intended for commercial use and is only meant for personal use by Daily TSP users. Learn more, please visit our Cookie Statement page. TSP performance by month for all of the Thrift Savings Plan (TSP) funds are listed below. Here is a summary of improvements that are on-going and planned for the near future. The S Fund is the Small cap stock Index investment fund. Preferences menu of your browser. Whether all the provisions proposed during the formulation of the strategy of TSP that are - separate funds, decentralized planning and a separate mechanism for the implementation and monitoring of TSP-funded schemes are available or not. The investment mix of each L Fund becomes more conservative as its target date approaches. The TSP states that the funds objective is to ensure preservation of capital and generate returns above those of short-term U.S. Treasury securities.. All rights reserved. 2022: Rough Year For TSP With One Fund Down 13.3%. What - FedSmith.com Once an L Fund reaches its target date, it is automatically rolled into the L Income Fund. The G Fund is invested in short-term U.S. Treasury securities. The L Funds strategy is to invest in an appropriate mix of the G, F, C, S, and I Funds for a particular time horizon, or target retirement date. Dr. Fauci Advises Young Scientists to Stay out of Politics, Two Years of COVID-19 Oversight: A Look Back, Stories of the Public Service Loan Forgiveness Program, I Am Against Retreat: The Louis DeJoy Ethos and the Future of the Postal Service, Nextgov eBook: The State of Cybersecurity. 2023 Ralph R. Smith. Due to rounding, numbers may not add up to exactly 100%. As of 3/2/2023, the fund has a compound annual growth rate of 5.6%, annualized standard deviation of 17.8%, and Sharpe Ratio of 0.16. The. The indexes we use do not account for fund expenses, so earlier returns are slightly higher. department for further clarification about your rights as a California consumer by using this Exercise My You may exercise your right to opt out of the sale of personal Sponsored: Reimagine Health and Human Services, Federally Employed Women Closes Black History Month Pressing for More Progress, Do Not Sell My The small- and mid-sized businesses in the S Fund lost 1.63%, bringing its 2023 gains down to 9.01%. More TSP News if(typeof ez_ad_units!='undefined'){ez_ad_units.push([[300,600],'tspdatacenter_com-box-4','ezslot_3',117,'0','0'])};__ez_fad_position('div-gpt-ad-tspdatacenter_com-box-4-0'); TheThrift Savings Plan (TSP)is a retirement savings and investment plan for federal employees and members of the military. Our free email list gives you a weekly snapshot of the TSP funds' performance; sent weekly on Saturdays. PDF Government of Jharkhand Schedule Tribe, Schedule Caste, Minorities and Because we do not track you across different devices, The I Fund is the International Stock Index Investment Fund. Thrift Savings Plan Returns | FEDweek A bond fund's price changes based on yields earned and capital gains . technologies for the following purposes: We do not allow you to opt-out of our certain cookies, as they are necessary to See all TSP funds The TSP G Fund allows investors to earn interest rates similar to those of long-term U.S. Treasury Bonds, but without any risk of loss of principal. Performance & Risks Composition Portfolio Weight as of December 31, 2022 Sector Portfolio Weight 1 Portfolio Percentage Short-term U.S. Treasury securities 100.0% By law, the G Fund must be invested in nonmarketable U.S. Treasury securities specially issued to the TSP. FedSmith.com. Subscribe to our free email list to get our news updates in your inbox. So far this year, the G Fund has gained 0.62%. The leading sector in the International fund is the financial sector and many banks in Europe are in deep trouble and explain the $120 billion per month of money printing by the European Central Bank today. determining the most relevant content and advertisements to show you, and to monitor site traffic and Ralph Smith has several decades of experience working with federal human resources issues. However, in practice the difference is not significant: the TSP funds have extremely low expense ratios (0.027% per year as of this writing). Our goal is to add 1% more yearly to your TSP plan. to take that as a valid request to opt-out. It is a defined contribution plan, similar to 401 (k) style retirement savings plans in the private sector. As of 3/2/2023, the fund has a compound annual growth rate of 5.2%, annualized standard deviation of 4.0%, and Sharpe Ratio of 0.24. Visit www.allaboutcookies.org You can usually find these settings in the Options or TSP has an obligation to disclose these cookies. Here is the latest information on 2023 inflation and the 2024 COLA. This is a stock market index tracking the performance of 500 of the largest companies in the United States and is generally considered a standard for measuring overall stock market performance. The Bond fund (Fixed Income) The F Fund is designed to match the performance of a Total U.S. ensure the proper functioning of our No one can predict the future, but we can celebrate the positive TSP returns as 2023 starts to unfold. Latest Monthly TSP Performance | TSPDataCenter.com More if(typeof ez_ad_units!='undefined'){ez_ad_units.push([[250,250],'tspdatacenter_com-box-1','ezslot_8',111,'0','0'])};__ez_fad_position('div-gpt-ad-tspdatacenter_com-box-1-0');report this adTrack the TSP by Email!Our free email list gives you a weekly snapshot of the TSP funds' performance; sent weekly on Saturdays.Email Address * The Thrift Savings Plan also offers 10 Lifecycle (L) Funds in which to invest. Daily TSP Since we only track TSP funds on this website, we use the G fund returns as our risk-free investment. The site is secure. The L Income Fund, designed for people who have already begun making withdrawals, lost 0.55%; L 2025, 0.94%; L 2030, 1.54%; L 2035, 1.72%; L 2040, 1.88%; L 2045, 2.03%; L 2050, 2.16%; L 2055, 2.43%; L 2060, 2.44%; and L 2065, 2.44%. traffic on our website. When you visit the TSP website, we may place pieces of code, commonly referred to as "cookies," or similar technology on your device. It offers you the opportunity to earn potentially higher investment returns that are associated with small cap investments. The I Fund is the International Stock Index Investment Fund. Use the left and right buttons on your keyboard to scroll sideways. What few realize is the TSP C fund (SP500 index) is geographically diversified in the right way. In TSP Talk you will get information on each of the TSP funds including market analysis, TSP fund returns, and recommended TSP fund allocations. When you visit our website, we store cookies on your browser to collect Focus on active risk management and capital preservation. 2022 TSP Fund Performance The TSP C fund is dominated by the new economy stocks (38%) while the TSP I fund only carries 14% of Tech and Communication Services. Thrift Savings Plan G Fund Monthly Returns - YCharts FERS had a participation rate of 94.4% and uniformed services had a rate of 83.2%. Your F Fund investment is also exposed to prepayment risk, which is the probability that if interest rates fall, bonds that are represented in the index will be paid back early thus forcing lenders to reinvest at lower rates. Those cookies are set by us and called first-party cookies. This fund is still down 15.58% so far in 2022. One TSP stock fund was down 26%. Completion Total Stock Market Index, MSCI EAFE (Europe, Australasia, Far East) Index. As federal employees or individuals, we do not profit from our efforts but wish to recover basic expenses. In some of the examples below, TOKEN refers to your unique access token and can be provided to the API as a query parameter: token=TOKEN. Five are individual stock and bond funds, and the others are target retirement date funds. And the international (I) fund lost 2.84% last month, bringing its gains this year down to 5.36%. Before sharing sensitive information, make sure youre on a federal government site. The site is secure. Both FERS and active-duty uniformed services participation rates ended the year with impressive numbers. This is a broad index representing the U.S. Government, mortgage-backed, corporate, and foreign government sectors of the U.S. bond market. The table below compares TSP Coach returns to all the major TSP allocation plans minus fees. This may affect our ability to personalize ads according to your preferences. cookie banner and remembering your settings, to log into your account, to redirect you when you log out, sale of your personal information to third parties. You can set your browser to block or alert you about these cookies, but some parts As of 2/28/2023, the fund has a compound annual growth rate of 10.3%, annualized standard deviation of 18.4%, and Sharpe Ratio of 0.40. The Fixed Income Index Investment (F) Fund. In fact, when stocks have gone down significantly, as they did last year, it is not uncommon for a rebound in prices that benefits those who have increased their investments or at least stuck with their investment program. and analytics partners. The TSP's C Fund bounced back in March with a return of 3.72% after losing 2.99% in February. The table below shows the performance of the new Lifecycle Funds, which became available in July 2020: As of June 2022, Thrift Savings Plan participants can also invest part of their account balance in mutual funds, through the TSP Mutual Fund Window. The common stocks of the C Fund fell 2.44% in February, reducing its 2023 performance to 3.68% in the black. Social media cookies are set by a range of social media services that we have The F Fund is invested in a bond index fund that tracks the Bloomberg Barclays U.S. Terms of Use | An initial investment of $1,000 on 8/31/1990 would today be worth $5,806: TSP I Fund: Shocking Facts You Need to Know Now - Government Worker FI TSP C Fund - TSP Folio But, as of the close of the stock market on November 17th, 2022, the performance for all TSP Funds for the month is positive. For example, in 2055, the L 2055 Fund will be rolled into the L Income Fund. Annual TSP Performance | TSPDataCenter.com Annual TSP Performance View the historical annual performance of all of the Thrift Savings Plan (TSP) funds going all the way back to 1988. Cookies as they are deployed in order to ensure the proper functioning of our website (such as prompting the View the TSP share price history for each of the TSP funds all the way back to June 2003. Most of the TSP offerings are still up for the year so far. The TSP states that the funds objective is to ensure preservation of capital and generate returns above those of short-term U.S. Treasury securities.. The G Fund is often thought of as the "safest" TSP Fund as it never goes down. This is a broad market index made up of the stocks of 500 large to medium-sized U.S. companies. For simplicity, we refer to it as the non-sp500 index. Net administrative expense ratio As of the close of the stock market on January 23, here are the results for all of the TSP Funds. An official website of the United States government. able to use or see these sharing tools. We also use cookies to personalize your experience on our websites, including by The target allocation of the L Funds changes automatically over time based on your projected retirement age, gradually shifting from more aggressive to more conservative as you approach your projected retirement date. By the end of the year, the C Fund was down -18.13%, the S Fund was down -26.26%, and the I Fund ended down -13.94%. Before sharing sensitive information, make sure youre on a federal government site. The target allocation of the L Funds changes automatically over time based on your projected retirement age, gradually shifting from more aggressive to more conservative as you approach your projected retirement date. U.S. Federal Employee Thrift Savings Plan (TSP) Forecast System Federal Employees own and operate this website. TSP Returns in 2022: One Fund is Up and One Down 13.30% As was the case at the end of January, all of the TSP Funds are showing negative results with the exception of the G Fund which has gained 0.24%. Many plans cost in excess of $200/year. TSP C fund - TSP Smart G Fund and the debt limit | The Thrift Savings Plan (TSP) G Fund and the debt limit As of January 23, 2023, the U.S. Treasury was unable to fully invest the Government Securities Investment (G) Fund due to the statutory ceiling on the federal debt. Here are the details based on 2023 contribution limits. This is a market index of small and medium-sized U.S. companies that are not included in the S&P 500 Index. Aggregate Index consists of high-quality fixed-income securities with maturities of more than one year. Bloomberg U.S. information. International Stock Index Investment (I) Fund. to learn more. F Fund investors are rewarded with the opportunity to earn higher rates of return over the long term than they would from investments in short-term securities such as the G Fund. Learn more, please visit our Cookie Statement page. Privacy Policy The TSP S fund tracks the performance of all the US stocks not in the SP500 index via an index called the Dow Jones Total US Stock Market Completion Index . Standard deviation, also known as historical volatility, is used by investors as a gauge for the amount of expected volatility. Latest TSP Performance & Share Price History | TSPDataCenter.com TSP Fund Performance. Aggregate Bond Index (, Dow Jones U.S. Rates of Return | The Thrift Savings Plan (TSP) Federal government websites often end in .gov or .mil. 2023 by Government Media Executive Group LLC. Can Federal Employees Contribute to Both an IRA and the TSP in 2023? And the . Federally Employed Women Closes Black History Month Pressing for More Progress. The .gov means its official. TSPDataCenter.com is the one stop resource for federal employees and federal retirees to find current and historical Thrift Savings Plan (TSP) share prices and rate data for performance of each of the core TSP funds (G Fund, F Fund, C Fund, S Fund I Fund) as well as the Lifecycle (L) Funds. What it Takes to Be a TSP Millionaire in . In December 2022, TSP participants transferred $515 million out of the C Fund and another $440 million out of the S Fund. Dont show this message again, Last updated: January 01, 2023 at 01:42 AM. The S Fund is up 8.25%, the I Fund is up 7.92% and the C Fund is up 4.78%. content and messages you see on other websites you visit. The G Fund had 33.3% of assets totaling $270.1 billion. Payment of principal and interest is guaranteed by the U.S. Government. By law, the F Fund must be invested in fixed-income securities. TSP F Fund - TSP Folio Any abuse of the API may result in the revoking of your API token. You can usually find these settings in the Options or Preferences menu of your The L Funds, or Lifecycle funds, use professionally determined investment mixes that are tailored to meet investment objectives based on various time horizons. Completion Total Stock Market Index, MSCI EAFE (Europe, Australasia, Far East) Index. If you have enabled privacy controls on your browser (such as a plugin), we have TSP Share Prices - TSP Talk Here are the latest fund returns. personalize your experience with targeted ads. Completion Total Stock Market Index. TSP performance is down in February 2023 but still up for the year-to-date. These funds are a mix of the five core TSP funds (G, F, C, S, and I). You cannot opt-out of our First Party Strictly Necessary Thrift Savings Plan Overview | TSPDataCenter.com intended if you do so. At the end of December 2022, the G Fund had 40.3% of assets totaling $292.6 billion. Advertisement Previous Calendar Years TSP Fund Performance [Pinch-to-zoom/enlarge images below] Advertisement You may also contact us through the in-app feedback form in the Settings menu of the Daily TSP mobile application. The https:// ensures that you are connecting to the official website and that any information you provide is encrypted and transmitted securely. This article Volatile TSP funds like the C, S, and I fund have a high standard deviation, while the deviation of the G and F funds is lower. The I Fund is the international investment option for the TSP as the companies in this index are primarily foreign (non-U.S.) companies. may not be reproduced without express written consent from Ralph R. Smith. You can, however, obtain additional information about the underlying indexes that certain TSP funds track by visiting the following websites: Terms of Service privacy request at our Do Not Sell page. (function($){window.fnames=new Array();window.ftypes=new Array();fnames[0]='EMAIL';ftypes[0]='email';fnames[1]='FNAME';ftypes[1]='text';fnames[2]='LNAME';ftypes[2]='text';fnames[3]='ADDRESS';ftypes[3]='address';fnames[4]='PHONE';ftypes[4]='phone';fnames[5]='BIRTHDAY';ftypes[5]='birthday';fnames[6]='FSOURCE';ftypes[6]='text';}(jQuery));var $mcj=jQuery.noConflict(true);if(typeof ez_ad_units!='undefined'){ez_ad_units.push([[160,600],'tspdatacenter_com-banner-2','ezslot_4',114,'0','0'])};__ez_fad_position('div-gpt-ad-tspdatacenter_com-banner-2-0');report this ad. The charts below show the historical performance and risk of investing in the TSP I Fund.