We always try our best to do our job well and your kind words make it all worthwhile. Hi William,Thank you for taking the time to write a review about your experience, it's always rewarding to hear such kind words. It goes against our guidelines to offer incentives for reviews. PayActiv is best for workers whose employers are already using the service, as it is a free and easy way to spend your pay as you earn it, without waiting for your next paycheck. Read Customer Service Reviews of www.payactiv.com - Trustpilot And its only free if you sign up for direct deposit to a Payactiv Visa Payroll Card. PayActiv achieves high marks in both areas. Founded in null . Over 1500 companies use Payactiv including Uber, Pizzahut, Subway, Alorica, Hilton Hotels & Resorts, and Signature Healthcare. Borrowers may find themselves taking out a second or third loan because they couldn't pay back the first one on time. Hi Loretta,We're glad that we could help you resolve your issue. . category to category depending on what consumers want from varying products and Powered by Payactiv, Wallet gives you the foundation to keep your finances on track and the tools you. Please mention "App reviews" in the subject line of your email so that we can assist you in a timely manner. If your employer offers EWA, all fees to access your earned wages are less than $3. Have a blessed day. You can also easily lock lost or stolen cards. lawanda moore. All five stars is for Ned not this company.I've been having an issue since Feb 10. PayActiv earned its 4.7 score from GOBankingRates based on the following features. Consider a provider that doesnt require you to work for a partner company instead. She is the founder and owner of GeekTravelGuide.net, a travel, technology, and entertainment website. You should consult your Cardholder Agreement and the Fee Schedule atpayactiv.com/card411. PayActiv, Inc. | Better Business Bureau Profile The situation was like this, I opened an account Payactiv and went to close my existing old one, my manager at the bank suggested that I transfer the balance from the account to a new bank (send money as a result of closing the account) I agree, convenient! Advances can reach 50% of your earned wages though some employers may limit how much you can borrow. However, there are very few additional fees. Find and reach Payactiv SDS-IT's employees by department, seniority, title, and much more. Payactiv SDS-IT's financial review - apollo.io :). PayActiv is a revolutionary fintech company providing a needed service for many workers who need just a little help getting from paycheck to paycheck. Ronnie was a FABULOUS agent to work with. Find her on Twitter, @DawnAllcot. PayActiv is not a credit card or a payday loan company. This company is truly amazing and is honestly training their employees to be efficient kind mindful and helpful because it all showed with this customer contact today. Have up to $250 automatically deposited into your account for a $9.99 membership fee. Thank you Mr. Davis. Meanwhile, I will be overdrawn due to lack of funds. Described as an all-in-one digital wallet on the PayActiv website, the service provides users with a free Visa prepaid card, money management tools and the ability to access 50% of your money as it is earned instead of waiting until the end of your pay period when you receive your check or direct deposit. We strive to provide the best experience we can for our customers, and we're sorry that your initial experience did not meet the standard. You can receive an advance as high as 50% of the wages youve already earned sometimes at no cost. Took 5 minutes on chat to get asked the number to my account, while I was logged in. Rather than borrowing money or paying overdrafts and late fees, you can transfer your earned wages directly to your bank account or the Payactiv Visa Card for a fixed transaction fee that ranges between $1 and $2.99 depending on the mode of transfer. Payactiv is transforming and scaling Good processes and experienced managers starting to make a difference EWA is exploding and the company has positioned itself very well The platform is far ahead Cons The last couple of years with Covid and growing pains were hard. Ray M. made it so easy to get set up where i can have access to my wages. I always have a problem and no one can fix it. You're amazing and thank you for your kindness, Hi Romona,Thank you for taking the time to write a review about your experience. Have a blessed day. These apps offer advances on your wages to help avoid overdraft fees and expensive short-term loans. Get company announcements, pick up shifts, and get reminders and alerts from work. We use dedicated people and clever technology to safeguard our platform. We always try our best to do our job well, and your kind words make it all worthwhile. Funds accessed using Payactiv will show as a deduction on your next paycheck. Alan Davis is one of the best Representatives this company has. Send funds by phone number. Have a blessed day. Have a blessed day. By clicking the 'Subscribe Now' button, you agree to our Terms of Use and Privacy Policy. Payactiv is the winner of the Innovative Payments Association's Consumer Champion Award, a Finovate winner and finalist, and the recipient of numerous best-in-class awards in both FinTech & HRTech. There is a $12 fee if you need an immediate cash advance; otherwise, your money will be available in your linked bank account within a few days. UKG Wallet - Apps on Google Play They will transfer you 20 times and no knows where your money is. Grace made sure it happened n it is now resolved. Grain app review: Small lines of credit with no Cleo app review: Small cash advances for members, Can only access up to 50% of your paycheck, Fees may apply depending on where you have funds deposited, Full benefits are available only if your employer participates. We always try our best to do our job well and your kind words make it all worthwhile. David m helped me out when I needed it! One of our representatives will be reaching out to you shortly. It's compliant in all 50 states and offers its Earned Wage Access program with an Approval Order from the Consumer Financial Protection Bureau (CFPB). Hi Elizabeth,Thank you for taking the time to write a review about your experience. * The Payactiv Visa Prepaid Card is issued by Central Bank of Kansas City, Member FDIC, pursuant to a license from Visa U.S.A. Inc. Certain fees, terms, and conditions are associated with the approval, maintenance, and use of the Card. * The Payactiv Visa Prepaid Card is issued by Central Bank of Kansas City, Member FDIC, pursuant to a license from Visa U.S.A. Inc. Certain fees, terms, and conditions are associated with the approval, maintenance, and use of the Card. Indeed Featured review. Contact - Payactiv Any opinions, analyses, reviews, ratings or recommendations expressed in this article are those of the author alone and have not been reviewed, approved or otherwise endorsed by PayActive, Empower or Dave. Payactiv offers a suite of financial services that include savings and budgeting tools, bill payment and financial-health measurement. With the help of Capterra, learn about PayActiv, its features, pricing information, popular comparisons to other Benefits Administration products and more. Student Loan Forgiveness: Bidens Fresh Start Plan Deemed $34 Billion Success How It Benefits Borrowers, Student Loan Forgiveness: 5 Takeaways From Supreme Court Hearing Day One, country's estimated 7.1 million unbanked households, Access your paycheck up to 2 days early or get a cash advance even sooner, No activation or monthly maintenance fees, Gain financial insights and access to money management tools through the app, Funds up to $250,000 protected through the FDIC-approved Central Bank of Kansas City, Can only access 50% of your net pay as an advance, Some features are only available if your employer is part of the PayActiv EWA program. Zachary Marshall gave me the best customer service that Ive ever had!! Articulate , very informative , and patient. Payactiv, a Public Benefit Corporation and Certified B-Corp, is a holistic financial wellness platform that provides a suite of services such as earned wage access, savings and budgeting tools, bill payments, automatic savings, and more., The Payactiv app, linked to your attendance tracking system, turns your working hours into earned wages that you can access on-demand, at any point in time, without having to wait for payday. Payactiv Inc. Reviews | Read Customer Service Reviews of www.payactiv You can also consult 1:1 with a financial coach to discuss savings, budgeting skills, how to improve your credit score, debt management, and more.. Payactiv Connect is an internal communication platform within the Payactiv app that employees can use to stay up-to-date with company news, reach out to coworkers, view their schedules, assign and swap shifts, and receive Payactiv news. Financial insights With the mobile app you can get financial advice, budgeting tools, tips on saving and a way to track your spending. Traditional real estate investments are limited to people with significant financial resources. Payactiv in 2012 created earned wage access, a service that allows workers to get an advance on their paychecks between pay periods. Payactiv Expert Review, Pricing, Alternatives - 2023 Hi Melissa,We're glad that our representative could help you resolve your issue. Very friendly, respectful, it genuinely seems like he enjoy his job or definitely a people person. We spend all day researching the ever changing landscape of HR and recruiting software. We'd like to turn this around and resolve your issue ASAP. +18 years old, Direct deposit, Meet minimum income requirements, Live in eligible state. Have a blessed day. 2023 Payactiv, Inc. All Rights Reserved. Image: Woman on the street looking at her mobile phone. Payactivs financial wellness solution allows employees to access up to 90% of their earned wages between paychecks, at no cost to the employer. Payactiv partners with companies of all sizes, including Walmart, Visa and Amazon. However we may earn a small fee if you click on vendor links on this page. Its also one of the few cash advance apps Ive reviewed that offers cash advances. OrbisPay vs. Payactiv Comparison Finder is a registered trademark of Hive Empire Pty Ltd, and is used under license by One of our representatives will be reaching out to you shortly to assist you. I opened an account on the recommendation of a colleague, she told me that this bank has a lot of nice bonuses, but there was only one bonus, my account was closed. Replies to negative reviews in < 24 hours. Hmm, It sounds like youre looking for Customer Support instead of our Sales team. PayActiv Review | Is It Right For You - YouTube However if you ever need support with this company call the phone number and ask for Ronnie OConnor, twice now this man has gone out of his way to make sure I fully understood the issue I was experiencing and how to correct it and was clear and polite despite me not being so at times and if hes not already running the customer service call center for this company he damn well should be! Some reviews on Trustpilot point out the company's unreliability, stating that Payactiv has very poor customer service, which is hard to reach. This makes it one of the few cash advance providers that doesnt require a bank account. If youre enrolled in Payactiv through work, you may be able to access up to half of your earnings before payday, but the exact amount will be set by your employer. When I do the chat, they ask me to send in my time sheet and Everytime they tell me that they need an official timesheet, THAT WAS MY OFFICIAL TIMESHEET, the same one I have sent every two weeks after they screw up my time. Get what youve already earned, right now, to pay bills or buy what you need. Payactiv Description Our all-in-one platform, Livelihood, helps employees to fully engage in work and personal life. When compared to the high interest rates of a payday loan or taking out a cash advance on a credit card, however, PayActiv fees are minimal. Their customer support team is available via live chat and call 24/7.. Join over 2+ Million people and put yourself ahead. Payactiv offers a suite of financial services that include savings and budgeting tools, bill payment and financial-health measurement. Were required to balance purpose and profit by considering how our decisions affect our workers, customers, and community. We never take money from vendors during our research phase and rely heavily on practitioners and experts to help us recommend the right software. PayActive interfaces with your employer's time and attendance system to make your pay available as it is earned, rather than waiting until payday. CONS. Don't hesitate to reach out to us at support@payactiv.com, if you have any concerns in the future. Have a blessed day. People who write reviews have ownership to edit or delete them at any time, and theyll be displayed as long as an account is active. It requires a profitable yet socially-responsible business model and a deep commitment to improving the . Payactiv is slow to update employees' accounts with their earned wages, despite repeated requests from users. Dont use Payactiv. The Consumer Financial Protection Bureau (CFPB) no longer requires lenders to consider your ability to repay a loan. Instant funding is available for free through a Payactiv card or for a fee if you send the funds to another account. 1 Standard rates for data and messaging may apply from your wireless provider. For a $5 fee, enrollees can make up to five transactions per pay period via a smartphone app. How likely would you be to recommend finder to a friend or colleague? Let alone ask you "how can you be getting a refund that is over a year old doesn't make sense to them how is that possible" then got hung up on. Your earnings, spending and savings with you in control. Credit Karma, Inc. and Credit Karma Offers, Inc. are not registered by the NYS Department of Financial Services. If you have questions about Payactivs security policies, contact the company on its website. Hi Bella,Thank you for taking the time to write a review about your experience. Get offers from potential lenders in minutes by filling out just one online form. He did everything that others couldn't, get me my money and not once did he tell me to wait a few hours or wait another 24. Prevention Platform. If youre interested in joining PayActiv on your own, youll just need to download the app and create an account with your name, phone number and email. I called three to four times the last two days and Im so glad I got Natalie this time. Money is available immediately. We'll do everything we can to make sure we do better in the future. We may also receive payment if you click on certain links posted on our site. LoanPro. Beginning with your second direct deposit of at least $5 from the same source, Central Bank of Kansas City (CBKC) will post the funds to your Payactiv Visa Card when we receive it, rather than on the effective date. 1 Many (but not all) employers, government benefits providers, and other originators send direct deposits early with an effective of 1-2 days later.